[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.libive.cz\/neduvera-versus-duverivost\/#Article","mainEntityOfPage":"https:\/\/www.libive.cz\/neduvera-versus-duverivost\/","headline":"Ned\u016fv\u011bra versus d\u016fv\u011b\u0159ivost","name":"Ned\u016fv\u011bra versus d\u016fv\u011b\u0159ivost","description":"Mnoho senior\u016f maj\u00ed velkou ned\u016fv\u011bru v\u00a0bankovn\u00ed instituty. Je to mo\u017en\u00e1 i dan\u00e9 dobou, kdy n\u011bkolikr\u00e1t o \u00faspory, kter\u00e9 vlo\u017eili do r\u016fzn\u00fdch kampeli\u010dek a spo\u0159itelen, doslova p\u0159i\u0161li bez jak\u00e9koliv n\u00e1hrady. Tato doba d\u00e1vno pominula, ov\u0161em ned\u016fv\u011bra st\u00e1le z\u016fst\u00e1v\u00e1. Tak v\u00edce a v\u00edce d\u016fchodc\u016f uchov\u00e1v\u00e1 sv\u00e9 t\u011b\u017ece na\u0161et\u0159en\u00e9 pen\u00edze doma po r\u016fzn\u00fdch m\u00edstech. To zase otev\u00edr\u00e1 mo\u017enosti...","datePublished":"2025-02-26","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.libive.cz\/author\/#Person","name":"libive.cz\n","url":"https:\/\/www.libive.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"libive.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.libive.cz\/wp-content\/uploads\/img_a321734_w2125_t1532976612.jpg","url":"https:\/\/www.libive.cz\/wp-content\/uploads\/img_a321734_w2125_t1532976612.jpg","height":0,"width":0},"url":"https:\/\/www.libive.cz\/neduvera-versus-duverivost\/","about":["Finance"],"wordCount":499,"articleBody":"Mnoho senior\u016f maj\u00ed velkou ned\u016fv\u011bru v\u00a0bankovn\u00ed instituty. Je to mo\u017en\u00e1 i dan\u00e9 dobou, kdy n\u011bkolikr\u00e1t o \u00faspory, kter\u00e9 vlo\u017eili do r\u016fzn\u00fdch kampeli\u010dek a spo\u0159itelen, doslova p\u0159i\u0161li bez jak\u00e9koliv n\u00e1hrady. Tato doba d\u00e1vno pominula, ov\u0161em ned\u016fv\u011bra st\u00e1le z\u016fst\u00e1v\u00e1. Tak v\u00edce a v\u00edce d\u016fchodc\u016f uchov\u00e1v\u00e1 sv\u00e9 t\u011b\u017ece na\u0161et\u0159en\u00e9 pen\u00edze doma po r\u016fzn\u00fdch m\u00edstech. To zase otev\u00edr\u00e1 mo\u017enosti podvodn\u00edk\u016fm, kte\u0159\u00ed spol\u00e9haj\u00ed na to, \u017ee senio\u0159i maj\u00ed b\u011b\u017en\u011b pod matrac\u00ed schovan\u00e9 ob\u00e1lky. Tak\u017ee na jednu stranu se tvo\u0159\u00ed ned\u016fv\u011b\u0159ivost k\u00a0bank\u00e1m, ale na druhou stranou se nechaj\u00ed snadno zmanipulovat psychicky, kdy nedok\u00e1\u017eou rozli\u0161it pravdu od podvodu a mnohdy ve\u0161ker\u00e9 sv\u00e9 \u00faspory vydaj\u00ed i dobrovoln\u011b, jeliko\u017e si mysl\u00ed, \u017ee t\u00edm n\u011bkomu pomohou. Pot\u00e9 zbyte\u010dn\u011b p\u0159ich\u00e1z\u00ed leckdy i o posledn\u00ed na\u0161et\u0159en\u00e9 pen\u00edze.\tI v\u00a0bance se d\u00e1 u\u0161et\u0159it\tMezi \u00fa\u010dty v\u00a0bank\u00e1ch je podstatn\u011b velk\u00fd rozd\u00edl a na trhu se jich vyskytuje pom\u011brn\u011b dost. Spr\u00e1vn\u00fdm v\u00fdb\u011brem ov\u0161em lze u\u0161et\u0159it i \u0159\u00e1dov\u011b a\u017e n\u011bkolik stovek korun, co\u017e se v\u017edycky vyplat\u00ed. Mo\u017en\u00e1 je dobr\u00e9 se poradit i se soci\u00e1ln\u00ed pracovnic\u00ed nebo finan\u010dn\u00edm odborn\u00edkem, pokud nem\u00e1 senior jin\u00e9 mo\u017enosti a s\u00e1m se t\u0159eba boj\u00ed vy\u0159izovat formality v\u00a0bance.\tNejzn\u00e1m\u011bj\u0161\u00ed a nejv\u00fdhodn\u011bj\u0161\u00ed produkty na m\u00edru pro d\u016fchodov\u00fd v\u011bk:\tEqua bank \u2013 velmi v\u00fdhodn\u00fd \u00fa\u010det, kdy jeho veden\u00ed je zcela zdarma a ani v\u00fdb\u011bry ze v\u0161ech bankomat\u016f nejsou zpoplatn\u011bny.\tFio banka \u2013 veden\u00ed a zalo\u017een\u00ed je zdarma, tot\u00e9\u017e plat\u00ed pro placen\u00ed a v\u00fdb\u011bry z\u00a0bankomat\u016f v\u00a0omezen\u00e9m po\u010dtu.\t\u010cesk\u00e1 spo\u0159itelna \u2013 nab\u00edz\u00ed pro seniory v\u00a0r\u00e1mci slu\u017eby Moje zdrav\u00e9 finance \u00fa\u010det zdarma. Za ur\u010dit\u00fdch podm\u00ednek majitel m\u016f\u017ee z\u00edskat i dva \u00fa\u010dty.\tKomer\u010dn\u00ed banka \u2013 nejlacin\u011bj\u0161\u00ed \u00fa\u010det se jmenuje M\u016fj \u00fa\u010det. Veden\u00ed a zalo\u017een\u00ed je zdarma, ani za v\u00fdb\u011bry od domovsk\u00e9 banky se neplat\u00ed, p\u0159esto m\u00e1 svoje ur\u010dit\u00e9 poplatky jako odchoz\u00ed platby a v\u00fdb\u011br z\u00a0jin\u00e9ho bankomatu.\u00a0\t\t\u010cSOB \u2013 nejlacin\u011bj\u0161\u00ed \u00fa\u010det je Plus Konto, kter\u00e9 je u klient\u016f star\u0161\u00edch 58 let zdarma. Tak\u00e9 se to m\u016f\u017ee t\u00fdkat zdravotn\u011b posti\u017een\u00fdch osob. M\u00e1 to jeden mal\u00fd h\u00e1\u010dek, mus\u00ed na n\u011bj p\u0159ij\u00edt alespo\u0148 5\u00a0000,- K\u010d m\u011bs\u00ed\u010dn\u011b, co\u017e by mohl pokr\u00fdt d\u016fchod. Pot\u00e9 m\u00e1 samoz\u0159ejm\u011b spousty dal\u0161\u00edch v\u00fdhod.\tExistuj\u00ed jin\u00e9 banky, jejich \u00fa\u010dty se pak r\u016fzn\u011b li\u0161\u00ed nab\u00eddkou, a proto je dobr\u00e9 si zjistit, co to v\u0161echno obn\u00e1\u0161\u00ed. P\u0159esto pen\u00edze ulo\u017een\u00e9 v\u00a0t\u011bchto instituc\u00edch budou prakticky bezpe\u010dn\u00e9. 4.7\/5 - (3 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ned\u016fv\u011bra versus d\u016fv\u011b\u0159ivost","item":"https:\/\/www.libive.cz\/neduvera-versus-duverivost\/#breadcrumbitem"}]}]